What do you need to do to retire in comfort? What are the right choices to make before and after you retire? What are the mistakes that you need to avoid? How can you secure a sustainable income for the rest of your life?

This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, answers all these questions and more. It provides straightforward, comprehensive and practical information on the vital issues that impact on retirement, such as taxa tion, investments, healthcare, estate planning and where to live when retired. And it also identifies warning signs to look out for in order to avoid financial troubles.

This fully updated edition is based on the 2023 Budget figures and takes account of changes in legislation, tax and retirement products.

This is the ultimate guide to help you achieve a secure and successful retirement.

The people who face the biggest dangers from the COVID-19 pandemic are pensioners.

The virus places their lives at greater risk, and their limited finances are under serious threat. They need to take action now to ensure they keep themselves financially afloat. And the COVID-19 virus is not their only threat. They were already faced with the major fallout from state capture under Jacob Zuma’s presidency and the resulting downgrading of South Africa to junk status and the plummeting of the value of the rand.

This book clearly explains the challenges facing pensioners, and outlines what they can do to improve their situation. Written by award-winning author Bruce Cameron and leading financial planner Wouter Fourie, and based on research by the country’s largest pension fund administrator, Alexander Forbes, as well as life companies Just SA and Sanlam, this book is essential for anyone concerned about their financial future.

From the internationally bestselling author of A Dog's Purpose and A Dog's Way Home comes Love, Clancy: Diary of a Good Dog, a deeply moving story with a brand new cast of characters, including one very good dog. You've probably never met someone like Clancy. He's keeping a diary, he's falling in love, there are rivals for his affections, he lives with his best friend and his worst enemy - even taken together, these factors are maybe not that unusual, except that Clancy is a dog. His point of view is therefore perhaps . . . different. Told in W. Bruce Cameron's signature style, a tremendous cast of wonderful characters find themselves jointly and separately navigating the challenges of life, of love, and . . . other pets, including Clancy's "worst enemy" - one very disdainful cat. It's a lot to keep track of, especially when things start to spin hilariously out of control, but fortunately, we've got the observations of Clancy, a very good dog, who shares a valuable perspective on what is really important.

Number one New York Times bestselling author W. Bruce Cameron once again captures the bravery and determination of a very good dog in the gripping sequel to A Dog’s Way Home, the acclaimed novel that inspired the hit movie.

Bella was once a lost dog, but now she lives happily with her people, Lucas and Olivia, only occasionally recalling the hardships in her past. Then a weekend camping trip turns into a harrowing struggle for survival when the Rocky Mountains are engulfed by the biggest wildfire in American history. The raging inferno separates Bella from her people and she is lost once more.

Alone in the wilderness, Bella unexpectedly finds herself responsible for the safety of two defenceless mountain lion cubs. Now she’s torn between two equally urgent goals. More than anything, she wants to find her way home to Lucas and Olivia – but not if it means abandoning her new family to danger. And danger abounds, from predators hunting them to the flames threatening at every turn.

Can Bella ever get back to where she truly belongs?

A Dog's Courage is a moving tale of loyalty and the constant heart of one devoted dog – brought vividly to life with a keen understanding of what makes all dogs so special.

Sometimes, only a dog's love can heal a family. A Dog's Promise is the heart-warming and uplifting story about a dog who helps a family that are on the verge of breaking apart. From W. Bruce Cameron the international number one bestselling author of A Dog's Purpose, this novel is perfect of fans of Garth Stein's Art of Racing in the Rain. Bailey knows one thing for sure: all dogs who offer unconditional love, just like him, are destined for heaven. But before Bailey can rest in peace, there's one family in particular that needs his help. A family that is on the verge of breaking apart. Bailey knows that helping this family means he won't remember his previous lives, and the other families that he's met and loved, but sometimes making the sacrifice to help those in need is its own reward. Deeply emotional and beautifully told, A Dog's Promise will speak to dog lovers all over the world who know that their pets are sent to them for a reason and that their love can heal all wounds.

Most people are rich for a single day in their lives: the day they retire and receive their retirement savings. This moment is more critical than many people realise – it marks the change from saving for retirement to drawing an income from savings that will ideally sustain them until they die. All too often, pensioners end up destitute because they make the wrong decisions once they retire.

It is crucial for retirees to apply themselves to securing a sustainable income. This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, provides a straightforward and comprehensive overview of the vital issues that impact on retirement, such as taxation, investments, healthcare, estate planning and where to live when retired. It also identifies warning signs to look out for in order to avoid financial troubles.

This is the ultimate guide to help you achieve a secure and successful retirement. This new edition is based on the 2019 Budget figures.

After 13-year-old Charlie Hall's mother dies and his father retreats into the silence of grief, Charlie finds himself drifting lost and alone through the brutal halls of junior high school.

But Charlie Hall is not entirely friendless. In the woods behind his house, Charlie is saved from a mountain lion by a grizzly bear, thought to be extinct in northern Idaho.

And this very unusual bear will change Charlie's life forever.

Deeply moving, and interwoven with hope and joy, "Emory's Gift "is not only heartwarming and charming coming of age story, but also a page-turning insightful look at how faith, trust, and unconditional love can heal a broken family and bridge the gaps that divide us.""

Randal Ford now focuses his portraiture lens on the one species that has been by our side for millennia: our best friend. Good Dog captures the warmth, humor, and unconditional love that is at the heart of every dog. From mutts beaming with charisma and charm to show dogs exuding grace and elegance, Ford s 150 dog portraits bring out the dog lover in all of us. With a compelling essay by W. Bruce Cameron, this warm, tender, playful, and heartfelt collection of dog portraits gives us a beautiful look into the lives of our most cherished companions.

The phenomenal New York Times Number One bestseller about the unbreakable bond between a dog and their human. Now a major film starring Dennis Quaid. This is the remarkable story of one endearing dog's search for his purpose over the course of several lives. More than just another charming dog story, A Dog's Purpose touches on the universal quest for an answer to life's most basic question: Why are we here? Surprised to find himself reborn as a rambunctious golden-haired puppy after a tragically short life as a stray mutt, Bailey's search for his new life's meaning leads him into the loving arms of eight-year-old Ethan. During their countless adventures, Bailey joyously discovers how to be a good dog. But this life as a family pet is not the end of Bailey's journey. Reborn as a puppy yet again, Bailey wonders - will he ever find his purpose? Heartwarming, insightful, and often laugh-out-loud funny, W. Bruce Cameron's A Dog's Purpose is not only the emotional and hilarious story of a dog's many lives, but also a dog's-eye commentary on human relationships and the unbreakable bonds between man and man's best friend. This moving and beautifully crafted story teaches us that love never dies, and that every creature on earth is born with a purpose.